According to the Mental Health Parity and Addiction Equity Act, it is illegal for insurance companies to discriminate against and deny coverage to individuals suffering from substance abuse disorder. Statistics show that a high number of people suffer from substance abuse across all 50 states. Are you suffering from substance use disorder? Here are some things you should know about insurance for rehab admission.
Under the Addiction Equity Act, it is said that the coverage for the treatment of substance use disorders must be as complete as it would be for any other procedure. Therefore, it is within the rights of every health insurance policyholder to have part or all of their treatment cost covered by the insurance company.
All insurance companies are required by the law to provide coverage for substance use disorder and mental health treatment. Still, the level of coverage depends on the type of plan you have with the insurance company. Hence, it is important to find out about the coverage offered for the policy you are under.